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| Hughes & Carey |
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| The CENTURY 21 Newsletter |
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I am pleased to present you with the latest issue of Life@Home. Delivered to home buyers, sellers and owners on a monthly basis, this electronic newsletter is designed to give you the real estate information that is important to you. In each issue, you will find practical tips and articles related to buying, selling or owning a home, as well as the latest news on real estate trends. I hope that you enjoy this issue of Life@Home. If I can be of any assistance, please do not hesitate to contact me. I LOVE REFERRALS! Please let your friends and family know about the quality service I offer!
Know someone who is having trouble making their mortgage payments? Let me help by discussing the options available to them. Call me today at 508-308-1648!
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Annette D'Antoni, CDPE
CENTURY 21 Hughes & Carey
AnnetteD@Century21.com
1214 Kempton Street
New Bedford , MA 02740
Cell 508.308.1648
Fax 508.990.1148
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Why should you get pre-approved before you start to browse
Getting pre-approved before you start your house hunt provides you with an edge over other prospective buyers, saves you time and can spare you the disappointment of falling in love with a home you cannot afford. First, there is a difference between being pre-qualified and pre-approved. Pre-qualification refers only to the amount for which you might expect to be approved, and is not an in-depth evaluation or your credit report.
Getting pre-approved is the next step and more involved, as a lender performs an extensive check on your financial background and current credit rating. The lender can tell you the specific mortgage amount for which you are approved and give you an idea of your interest rate.
Armed with the exact loan amount you will qualify for and the interest rate you can expect will save you and your REALTOR ® time by eliminating houses out of your price range. Also, when you do put an offer on a house your pre-approval letter gives you leverage over other potential buyers by showing sellers that you are a serious buyer with financial strength.
To learn more and get started on the pre-approval process, give our CENTURY 21 office a call today.
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How to get the most return on your remodel investment. What upgrades are worth it.
Remodeling Magazine and the National Association of REALTORS® (NAR) recently released their report comparing remodeling cost vs. value. The results vary depending on multiple factors including: region, quality of work, value of homes in your neighborhood, and when you plan to sell your home in relation to the completion of the project.
According to the overall findings, to boost the value of your home, start by upgrading the exterior. Replace your front door with a steel or fiberglass entry door to add curb appeal and value. Give your home a facelift and dramatically improve your facade by upgrading your existing siding. New garage doors will enhance your home aesthetically and functionally. The report also mentions that new windows save owners in energy costs and often add to resale value. When possible, the addition of a wood deck to outdoor living space is definitely a sought after amenity by potential buyers.
As for interior remodels, convert unused space into living areas. Finish the basement or convert the attic to a bedroom. Also, minor kitchen updates such as counter, cabinet, floor and sink upgrades are always big selling points
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